What You Need to Know Before Buying Real Estate in Cozumel Island

Cozumel is more than just a world-class diving destination — it's quickly becoming one of the most desirable places to invest in real estate in Mexico. Whether you're searching for a vacation rental, a second home, or a retirement retreat, Cozumel offers excellent value, safety, and quality of life.
Before making a purchase, here's what you need to know about buying real estate in Cozumel as a foreigner.
🏗️ Construction Quality & Materials
Many buyers are surprised by the quality of construction on the island. Most developments, like Marea and Sealoft, use reinforced concrete, ceramic or marble floors, and premium finishes that resist heat, humidity, and salt air — essential for long-term durability in a tropical climate.
Pro tip: Ask your agent about ventilation, water systems, and insulation — key elements in coastal property.
📜 Legal Process for Foreign Buyers
Foreigners can legally purchase real estate in Cozumel through a fideicomiso (bank trust) or a Mexican corporation, depending on the type of use.
The fideicomiso is required for residential property within 50 km of the coast and gives you full control of the asset.
The process is safe and regulated, but requires guidance from a reputable real estate agency and a bilingual notary/lawyer.
CEO Real Estate Mexico provides full support for setting up your fideicomiso and ensuring a secure, transparent closing.
🚤 Tourism & Rental Potential
Cozumel receives over 3 million tourists annually, making it an attractive market for vacation rentals. Properties near the ferry, downtown, or the marina (like Sealoft and Marea) enjoy high demand.
Short-term rental platforms like Airbnb and Booking.com are active and profitable.
Consider developments with on-site property management, which we can help you connect with.
💵 Property Prices in Cozumel
Compared to other Caribbean destinations, Cozumel offers excellent value. New developments start around USD $170,000 and can range up to $400,000+ depending on size, views, and amenities.
Ocean-view condos or those near the marina typically demand higher prices and rental returns.
Maintenance fees are reasonable, and taxes are low compared to the U.S. or Canada.
🚗 Transportation & Accessibility
Cozumel International Airport offers direct flights from the U.S. and Canada.
The island is easily accessible via ferry from Playa del Carmen, just 40 minutes across.
The city is walkable and bike-friendly, and most residents use scooters or compact cars.
✅ What to Look for in a Property
Location: Proximity to beaches, town, or ferry terminal
Legal clarity: Is the title clean? Is it eligible for fideicomiso?
Amenities: Pool, security, gym, parking
Finishes: Heat-resistant materials, ventilation, furnishings
Rental potential: Ask about occupancy rates in the area
Property management: On-site services are a huge plus for absentee owners
🏡 Work with Local Experts You Can Trust
At CEO Real Estate Mexico, we specialize in helping international clients safely buy real estate in Cozumel. Our team assists with:
Legal guidance and bilingual support
Fideicomiso setup
Local insights on best areas to invest
Direct access to trusted developers and listings
Turnkey options with rental-ready furnishings
📩 Ready to Explore Cozumel Real Estate?
Visit www.ceorealestatemx.com to view current listings, book a tour, or speak to a local expert. Let us help you find your home in paradise — legally, safely, and stress-free.