Av Rafael Melgar 590 Cozumel, Mexico

Email: office@ceorealtors.com

Fideicomiso or Bank Trust


The fideicomiso/bank trust is an agreement set up between the Mexican foreign buyer and a Mexican bank. The bank acts on behalf of the buyer. The bank will have title, but has a fiduciary obligation to follow the directions and wishes of the foreign buyer.

 The non-Mexican buyer can enjoy, use, rent out, improve upon the property, expand, build and sell the Mexico Real Estate and reap 100% of the profits.

Important facts:

Fideicomitente = seller of the property

Fiduciary = the bank acting as the trustee and holder of the title

Fideicomisario = beneficiary of the property

Term of 50 years, and it is renewable for another 50 year term

Second beneficiaries can be established within the trust to establish automatic inheritance of the property in case of deaths of the first beneficiaries.

The buyer, can choose which banks he wishes to establish his Bank Trust There are various multi-national banks in Mexico including Citibank, Scotiabank, HSBC, Bancomer, as well as several Mexico national banks which include Banorte, we in CEO Real Estate Cozumel together with Lawyers have experience to recommend you the best.

Here in CEO Real Estate Cozumel we will be happy to assist and guide you through this beautiful process of buying a home, condo or land in  Cozumel Caribbean Paradise.